10 Best Credit Cards That Can Access KLIA Plaza Premium Lounge 2024

10 Best Credit Card That Can Access to Plaza Premium Lounge KLIA 2024

The Plaza Premium Lounge accommodates travellers who wish to relax and unwind while waiting for their next flight. Tourists typically have to pay a fee for that purpose, which varies based on the style of lounge they choose or the length of their stay.  However, selected credit cards offer complimentary access to these lounges.

So, read ahead as we discuss the 10 best credit cards that can access the KLIA Plaza premium lounges and find multiple options in the list suitable to both low and high-income users. Let’s get started!

1. AEON Platinum MasterCard

Aeon Platinum Mastercard

AEON Platinum MasterCard provides its members with complimentary access to Plaza Premium Lounge. That means you can enjoy 6 complimentary visits to Plaza Premium Lounge KLIA2 or KLIA1 Malaysian airports within one calendar year.

However, it is necessary to make a minimum spend of RM500 in individual or combined transactions within 30 days before and 30 days after the date of the lounge visit.

When cardholders use their AEON Platinum MasterCard to pay for their flight ticket, they will also receive worldwide travel insurance coverage up to RM1 million. 

Annual Fee

  • RM200 for the first year on a primary card
  • Waived from the second year after spending a minimum of RM18,000 in the first year 
  • RM 100 on supplementary card

Other Features

  • 15% p.a. Interest rate
  • 5% cashback value, which translates to RM15
  • RM 5000 required monthly minimum income
  • The age requirement for principal card holder is 21 years

 

2. CIMB Travel Platinum Credit Card

CIMB Travel Platinum Credit Card

The CIMB Travel Platinum Credit Card provides free access to Plaza Premium First and Plaza Premium Lounges across the globe.

Principal and supplemental cardholders qualify for this complimentary access with up to 4 complimentary lounge visits per calendar year. 

With the CIMB Travel Platinum Card, you receive complimentary travel insurance up to RM1 million, covering travel-related hassles such as lost luggage and delayed flights. Moreover, cardholders can get up to 2 trips (worth up to RM70) per year when they fly into or out of the country’s airports. It also includes access to Plaza Premium Lounge Klia2 and Klia1 airports.

Annual Fee

  • Free annual membership for life without restrictions

Other Features

  • 15% p.a. Interest rate
  • RM2,400 required monthly minimum income
  • 5X bonus points for spending RM1.00 on overseas travel 
  • Two bonus points for spending RM1 on local airlines 
  • The age requirement for principal card holder is 21 years

 

3. HSBC Visa Signature Credit Card

HSBC Visa Signature Credit Card

With an HSBC Visa Signature Credit Card, you can get six complimentary passes to KLIA Plaza Premium Lounges at Singapore Changi Airport, Hong Kong International Airport, and Kuala Lumpur International Airport per calendar year.

The only downside is that it does not include complimentary access to Plaza Premium Lounge Klia2 airports.

HSBC cardholders can receive 25% off for accompanying guests 12 years of age or older and 30% off on suitable charges for guests between the ages of 3 and 12.

You can also cut the annual fee by swiping the card at least once monthly for 12 consecutive months, using a minimum annual spend of RM2,000.

Annual Fee

  • RM600 per annum for the primary card 
  • RM300 per annum for the supplementary card

Other Features

  • RM7,2000 required monthly minimum income
  • The age requirement for principal card holder is 21 years
  • 8X bonus points for every RM1 spent abroad

 

4. Maybank Visa Signature Credit Card

Maybank Visa Signature Credit Card

Maybank Visa Signature cardholders are eligible for several advantages. It offers five complimentary access to KLIA Plaza premium lounges. In addition, cardholders can receive 20% off walk-in lounge entry fees at Singapore Changi Airport, Kuala Lumpur International Airport, and Hong Kong International Airport’s Plaza Premium Lounge.

Maybank offers travel insurance of up to RM1 million, including compensation for delayed or missed flights, lost luggage, and personal accidents. If there are any claims for luggage delay or loss, the cost of the required clothing and requirements won’t be paid if you use cash or other credit cards. Therefore, a Maybank Visa Signature card is necessary for RM 1 million coverage.

Annual Fee

  • RM550, with free usage for one year

Other Features

  • RM70, 000 to RM100,000 required monthly minimum income
  •  5% cashback value for domestic groceries and petrol
  • 5X bonus points for spending each RM1 overseas
  • 1X bonus points for spending each RM1 locally

 

5. RHB Premier Visa Infinite Credit Card

RHB Premier Visa Infinite Credit Card

RHB Premier Visa Infinite Credit Card allows you to enjoy 12 complimentary visits to KLIA Plaza Premium Lounges per calendar year. However, you must have spent a minimum of RM1,000 and above in the previous month to gain such access. 

Also, you will have unrestricted access to many Plaza Premium Lounges and Aerotels throughout Malaysia and other countries, including Australia, England, Singapore, Hong Kong, Taiwan, Indonesia, the Philippines, and Cambodia. The lounge facilities cover the following: 

  • High-speed internet access
  • Food & beverages
  • Flight information
  • Newspapers & magazines 
  • Entertainment
  • Luxury showers

Annual Fee

  • Zero annual fee (waived for the initial year) 
  • Waived in the subsequent years if you make a minimum of 24 bank transactions.

Other Features

  • 12 % cashback on petrol (Shell)
  • 5% cash back on groceries and e-wallet top-ups
  • RM24,000 required monthly minimum income
  • 10X bonus points for RMs spent abroad
  • Travel insurance coverage of up to RM2,000,000
  • The age requirement for principal card holder is 21 years

 

6. Singapore Airlines KrisFlyer American Express Gold

Singapore Airlines KrisFlyer American Express Gold

With Singapore Airlines KrisFlyer American Express Gold, cardholders can enjoy up to five complimentary lounge visits annually in KLIA Plaza Premium Lounges across the globe. The lounge entrance is on a first-come, first-served basis, which the customers get according to available space. 

You can also avail yourself of 50% savings on KLIA Plaza premium lounges and international airports (applicable to Indonesia, Cambodia, Singapore, and the Philippines). When you charge your trip fares to the card, you’ll receive complimentary travel coverage up to RM750,000 and travel insurance coverage for skipped flights and delayed or lost luggage.

Annual Fee

  • RM 100 (waived for the first year)

Other Features

  • RM36,000 required monthly minimum income
  • 3,000 extra KrisFlyer miles on using the card for the first time
  • 1 KrisFlyer mile for every RM4 spent locally or abroad

 

7. Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

The Standard Chartered Journey Credit card allows unrestricted KLIA Plaza Premium Lounges access. Regardless of the airline you are travelling in, this feature lets you unwind and relax in the lounge before your trip. Additionally, you are welcome to bring a guest who will also receive a 20% discount off the listed rates for the Plaza Premium Lounges.

It also provides customisable mileage conversion to convert points into AirMiles, money, or gifts.

The other primary travel benefit is that, once per month, if you spend a minimum of RM2,500 on specific travel expenses within 90 days before the Grab ride transaction, you will receive a rebate (worth RM65) on your airport transfers to and from any airport in Malaysia.

Annual Fee

  • The annual fee is waived for the initial year.
  • The annual fee is waived for the following years, with a minimum of 60,000 spent within a year.

Other Features

  • RM7,500 required monthly minimum income
  • Up to USD 1,00,000 in travel and medicine coverage
  • RM90,000 required monthly minimum income
  • Principal card age falls between 21 to 65 years old
  • Carbon neutral status 

 

8. Public Bank Visa Signature Credit Card

Public Bank Visa Signature Credit Card

If you want exclusive benefits, the Public Bank Visa Signature Credit Card is an excellent pick.

It offers free entry to several KLIA Plaza Premium Lounges, cashback on restaurants, internet retailers, gas stations, VIP Points, and more. You also receive travel insurance of up to RM500,000, covering the expense of skipped flights or delayed/missed luggage.

Sending your outstanding credit card debt to a Public Bank credit card can also help you save money because it offers 0% interest with a reasonable upfront handling fee.

For example, you have to pay 2% interest over 12 months and then 8% interest over the next 48 months.  

Annual Fee

  • RM388 on the primary card
  • Free for the first year
  • Waived only when you swipe the card a minimum of 12 times within the following year

Other Features

  • RM80,000 is the minimum monthly income requirement 
  • 8% cash back on overseas transactions
  • 3% cashback on dining, groceries, and online shopping
  • 1X bonus point for every RM spent on local brands
  • 3X bonus points for retail transactions abroad

 

9. HSBC Premier Travel Credit Card

HSBC Premier Travel Credit Card

HSBC Premier Travel Card offers 12 complimentary visits to Plaza Premium Lounge KLIA2 and KLIA1. Plus, you can use data roaming in over 150 different countries.

It translates to accessible 3GB Global Data Roaming for ten days per card with a 15% discount on the following data subscriptions. 

Adding to the benefits, HSBC will donate $1 to an approved charity for each donation made with your HSBC Credit Card for any purpose.

You can also receive several discounts on your hotel bookings, making it one of the premium choices for people who frequently use air travel.

Annual Fee

  • RM600 (Free for the first year)
  • Waived only if you spend above RM45,000 annually for the next calendar year

Other Features

  • RM3,000 is the minimum monthly income requirement (for premium users)
  • Unlimited access to digital health devices
  • Cashback and discounts from both in-store and online dealers across over 25 countries 
  • Flexible air miles coverage for local and overseas RM transactions

 

10. AmBank Visa Infinite Credit Card

AmBank Visa Infinite Credit Card

AMBank Visa Infinite Credit Card gives you six complimentary visits to Plaza Premium Lounge KLIA2 or KLIA1, with RM2 million worth of travel insurance.

For up to 36 months, the AmBank Easy Payment Plan offers 0% interest instalment plans on hundreds of products sold at particular partner sites. 

You can divide your purchases into affordable monthly instalments, starting from an amount as low as RM500.

Annual Fee

  • Free annual membership for life without restrictions (for primary card)
  • No annual fee for the first three supplementary cards
  • The 4thfourth supplementary card and onwards cost around RM188 p.a.

Other Features

  • RM10,000 is the minimum monthly income requirement 
  • Faster and flexible air miles conversion
  • 5X bonus points for overseas RM transactions
  • 30% discount on selected stores

 

Final Thoughts

It is advisable to assess your preferences or travel patterns to determine which credit card works best for you. You can also contact your credit card provider to see if they have any credit cards allowing entry to KLIA Plaza premium lounges. 

Also, please note that there is no additional fee to use the airport lounge benefits if you meet the requirements, such as age or minimum monthly income.

FAQs

1. Which card has premium lounge access?

Several selected credit cards grant access to VIP lounges. The following list goes from entry-level to a high-income and premium level. 

  • AEON Platinum MasterCard
  • CIMB Travel Platinum Credit Card
  • HSBC Visa Signature Credit Card
  • Maybank Visa Signature
  • RHB Premier Visa Infinite Credit Card
  • Singapore Airlines KrisFlyer American Express Gold
  • Standard Chartered Journey Credit Card
  • Public Bank Visa Signature Credit Card
  • HSBC Premier Travel Credit Card
  • AmBank Visa Infinite Credit Card

2. How do I know if my credit card has lounge access?

If you have a Visa credit card and want to see if lounge access is included as a benefit, you can review the terms and restrictions provided by your card issuer. You can also contact the issuer by phone at the customer service hotline or through their website for more details.

3. Can I use my credit card to bring my family into the airport premium lounge?

The airport lounge is charge-based, meaning guests with the primary cardholder have to pay for their visit. However, some cards offer free access to the friends and relatives of primary cardholders. 

4. Does a credit card have a time limit to enter the premium lounge?

You can spend the night and even sleep at airport lounges as long as there are no time limits. However, it is advisable to visit the website of your airport lounge program and check the lounge’s hours and visiting policies for assurance.

5. Is there an app to check lounge access on the card?

With LoungeBuddy, travellers can quickly view, reserve, and access airport lounges across the globe.

 

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